Brazil Cards and Payments Market Trends and Growth to 2022
Cards and Payments Market in Brazil
Author : ResearchFolks
Format : PPT & PDF
Published : 05-05-2018
Why Cards and Payments Report?
  • This report provides an inclusive analysis of the market
  • It provides market size stats of various segments in the market for both review (last five years) and forecast periods (for the next five years)
  • It details the different demographic, economic, infrastructural and business drivers affecting the respective market

Report summary:

researchFOLKS’ ’‘Brazil Cards and Payments Market Analysis” report offers a distinct range of possibilities in the market of payment cards along with the accurately validated statistics of operational cards in the market and their total transactional values. It suggests profitable marketing strategies considering the competitive landscape in the market, purchase trends, payments options in online trade and significant government frameworks impacting the overall payment cards market of Brazil.

Our report kindles the hidden opportunities with dependable information about different types of card transactions, volumes of cardholders, market proportion, current accounts, increase within the number of cards, credit cards outstanding balances, transactional values, details of the issuers at the side of available banking schemes and futuristic analysis of overall cards and payment marketplace in Brazil.

Highlights of the report:

The penetration of pay now and pay later cards in the different areas of the market. A profound understanding of the aggregate number of cards available for use, the average number of transactions and their total market value along with the different application features of payment cards.

The transformation of customer preferences towards EMV cards and contactless cards at point-of-sales terminals and the rapid adoption of mobile and electronic wallets offered by card issuers or other service providers through acquisitions that impacted the growth of e-commerce industry.

The increased use of Credit cards in the market with the decreased fees and interest rates by the new rules introduced by the National Monetary Council (NMC). As per these rules, the cardholders can pay their debt in installments with lower interest if they fall in the revolving credit line and fail to pay off the total in the first month of revolving credit line.

The growing adoption of alternative payment options provides new opportunities to scheme providers like Visa and MasterCard to launch their wallet services like Visa Checkout and Masterpass. In addition, several service providers like Google and Samsung introduced their mobile wallets Android Pay and Samsung Pay respectively. Samsung Pay is currently supported by leading banks like Caixa Econômica Federal (CEF), Banco do Brasil, Brasil Pré-Pagos, Porto Seguro, and Banco Santander Brasil.

Digital-only banks are making their way rapidly into the Brazilian market, and the first mobile-only bank Nubank started providing services to its customers through their smartphones. In 2016, Contro.ly introduced its digital-only bank Neon, which uses customer face recognition as authentication to access their services and perform any transactions.

List of companies mentioned in the report:

    • Banco Bradesco
    • Caixa Econômica Federal
    • Banco Santander Brasil
    • Itaú Unibanco
    • HSBC Bank Brasil S.A.
    • Banco do Brasil
    • Citibank
    • Hipercard
    • Elo
    • Visa
    • Mastercard
    • American Express

Scope of the report:

    • The functioning of Brazil’s cards and payments market and complete analysis of the market drivers
    • It provides conventional and contemporary information about payment cards of Brazil and market predictions till 2022
    • It details the emerging payment solutions and their economic, regional and business impact on the cards and payments industry of Brazil
    • Detailed information about existing market leaders, their strategies and government policies driving the payment cards market

Key questions answered by the report:

    • What is the adoption rate of Brazil’s Cards and Payments market and different types of cards in circulation?
    • Who are the leading card issuers, scheme providers, and third-party providers influencing the Brazil payment cards market?
    • What are the growth opportunities provided by the alternative payment options in the Brazilian market?
    • How are the emerging technologies and new product launches affecting the local cards and payments market of the country?

Reasons to purchase this report:

    • Enhance the decision-making with the comprehensive information about trends, conventional statistics, and forecast for next five years
    • Understand the competitive landscape in the Brazilian cards and payments industry and their marketing strategies
    • Unfold hidden growth opportunities with the use of data about emerging transitions in the market and customer transactional behaviors
    • Broaden the insight about regulatory policies and frameworks that impact Brazil’s cards and payments market

1. Definitions

2. Research Methodology

2.1. Research Process

2.1.1. Market Sizing

2.1.2. Competitor Analysis

2.1.3. Market Forecasting

2.1.4. Quality Control Process

3. Executive Summary

4. Industry Bench-marking

5. Market Attractiveness

6. Industry Enablers/Market Drivers

6.1. Emerging Payment Technologies

6.2. Growing E-commerce Market

6.2.1. E-commerce Mix by Payment Method

6.3. EMV Migration

6.4. Contactless Cards

7. Regulatory Framework

8. Key Industry Events

9. Market Sizing

9.1. Total Cards Market Snapshot

9.1.1. Total Cards Market Size, 2013-2022

9.2. Debit Cards Market Snapshot

9.2.1. Debit Cards Market Size, 2013-2022

9.2.2. Scheme Providers Market Share, 2017

9.2.3. Key Issuers Market Share, 2017

9.3. Pay Later Cards Market Snapshot

9.3.1. Pay Later Cards Market Size, 2013-2022

9.3.2. Scheme Providers Market Share, 2017

9.3.3. Key Issuers Market Share, 2017

9.4. Credit Cards Market Snapshot

9.4.1. Credit Cards Market Size, 2013-2022

9.5. Prepaid Cards Market Snapshot

9.5.1. Prepaid Cards Market Size, 2013-2022

9.6. Charge Cards Market Snapshot

9.6.1. Charge Cards Market Size, 2013-2022

9.7. Payment Terminals Market Size, 2013-2017

9.8. Payment Instruments Market Size, 2013-2017

9.9. Card Fraud Market Size, 2013-2017

10. Merchant Acquiring Business

10.1. Business Overview and Key Operators

10.2. Regulatory Framework

10.3. Technological Changes

11. Market Segmentation

11.1. Cards for Students

11.2. Cards for Travelers

11.3. Cards for High-income Customers

11.4. Cards for Frequent Shoppers

12. Key Operators in the Market - Company Profiles

12.1. Banco Bradesco

12.1.1. Company Snapshot

12.1.2. SWOT Analysis

12.1.3. Cards Portfolio

12.2. Caixa Econômica Federal

12.2.1. Company Snapshot

12.2.2. SWOT Analysis

12.2.3. Cards Portfolio

12.3. Banco Santander Brasil

12.3.1. Company Snapshot

12.3.2. SWOT Analysis

12.3.3. Cards Portfolio

12.4. Itaú Unibanco

12.4.1. Company Snapshot

12.4.2. SWOT Analysis

12.4.3. Cards Portfolio

12.5. Banco do Brasil

12.5.1. Company Snapshot

12.5.2. SWOT Analysis

12.5.3. Cards Portfolio

13. Appendix

13.1. Total Cards Market Stats, 2013-2022

13.2. Debit Cards Market Stats, 2013-2022

13.3. Prepaid Cards Market Stats, 2013-2022

13.4. Credit Cards Market Stats, 2013-2022

13.5. Charge Cards Market Stats, 2013-2022

13.6. Payment Terminals Market Stats, 2013-2017

13.7. Payment Instruments Market Stats, 2013-2017

13.8. Card Fraud Market Stats, 2013-2017

Australia Insurance Market Analysis Report 2018

Intelligence Type: INDUSTRY INTELLIGENCE Country : Australia

Report Summary:

researchFOLKS’ ’‘Australia Insurance Market Analysis” report offers a retrospective analysis of trends and events occurred in the industry in the recent few years with forward looking statements and also a comprehensive view on the impact of growing customer data volume and technology adoption in the industry. The report also provides accurately validated market statistics of both life and non-life segments along with the future projections till 2022. 

Technology, connectivity and internet usage has revolutionized the industry and offering huge growth opportunities for the insurers, which is encouraging them to pursue innovation with data and technology providers in order to improve their capabilities and product offerings. However, this has created evolving risks from cyber threats. In our report, we pinpoint how the insurers are responding to changing technology landscape and addressing cyber related issues in greater detail.

Our report also touches on various innovative distribution channels adopted by insurers, market growth drivers, emerging technologies in the market and industry benchmarking with other peer countries and their relative market positioning for both life and non-life business segments. In addition, the report also touches on regulatory framework, and broader implications of regulatory policy changes on insurance market.

Insurance Market in Australia - Highlights of the report:

Increase in gross premiums written in the insurance industry of Austria in 2018 by 0.21% to reach close to EUR5.23 billion, with the non-life insurance premium volume of EUR3.13 billion or 59.79 %, the life insurance with EUR1.54 billion or 29.36 % and the health insurance with EUR568 million or 10.85 %. The traditional life insurance has declined by 8.35% while the unit-linked and index-linked insurance grew by 5.19%.

The Austrian Financial Market Authority (FMA) governs and regulated the insurance industry of the country. The FMA controls all the insurance bodies of Austria containing the list of insurance undertakings that includes all the permitted insurance companies operating in the country. Insurance density and amount invested in the insurance contracts are two principal factors that define the increasing or decreasing rate of the insurance market in Austria.

Digitalization in products and service in the insurance industry is increasing the customer experience and managing the distribution channels. InsurTech with the use of mobile digital communication platforms and internet recommendation systems improve the reach of insurance to the customers. Data and analytics, helping the insurers to identify the customer requirements and offer novel solutions in Austria.

List of Companies mentioned in the report:

    • Vienna Insurance Group
    • Wüstenrot Versicherungs
    • Merkur Versicherung
    • Grazer Wechselseitige Versicherung
    • Helvetia Versicherungen
    • Uniqa Group
    • Allianz Elementar Versicherungs
    • Zürich Versicherung
    • Ergo Versicherung
    • Generali Versicherung

Scope of the report:

    • The overview of insurance industry market and comprehensive analysis of the market drivers
    • It provides conventional and contemporary information about insurance market and predictions till 2022
    • It details the emerging technologies and various distribution channels adopted by insurers to improve the customer base and their economic, regional and business impact on the overall industry
    • Opportunities presented by Insurtech startups to the insurers, investment in Insurtech companies and key trends to watch in Insurtech market
    • Detailed information about existing market leaders, their strategies and government policies driving insurance market

Key Questions answered by the report:

    • What is the penetration rate of life and non-life insurance business segments; and the futuristic overview?
    • Who are the leading insurers in the market and what strategies they are adopting to maintain leadership positions?
    • What are the growth opportunities provided by the alternative distribution channels to the insurance market?
    • How are the emerging technologies and new product launches affecting the local insurers of the country?

Reasons to purchase this report:

    • Enhance the decision-making with the comprehensive information about trends, conventional statistics, and forecast for next five years
    • Understand the competitive landscape in the insurance industry and their marketing strategies
    • Unfold hidden growth opportunities with the use of data about emerging transitions in the market and customer transactional behaviors
    • Broaden the insight about regulatory policies and frameworks that impact insurance industry market

Argentina Insurance Market Analysis Report 2018

Intelligence Type: INDUSTRY INTELLIGENCE Country : Argentina

Report Summary:

researchFOLKS’ ’‘Argentina Insurance Market Analysis” report offers a retrospective analysis of trends and events occurred in the industry in the recent few years with forward looking statements and also a comprehensive view on the impact of growing customer data volume and technology adoption in the industry. The report also provides accurately validated market statistics of both life and non-life segments along with the future projections till 2022. 

Technology, connectivity and internet usage has revolutionized the industry and offering huge growth opportunities for the insurers, which is encouraging them to pursue innovation with data and technology providers in order to improve their capabilities and product offerings. However, this has created evolving risks from cyber threats. In our report, we pinpoint how the insurers are responding to changing technology landscape and addressing cyber related issues in greater detail.

Our report also touches on various innovative distribution channels adopted by insurers, market growth drivers, emerging technologies in the market and industry benchmarking with other peer countries and their relative market positioning for both life and non-life business segments. In addition, the report also touches on regulatory framework, and broader implications of regulatory policy changes on insurance market.

Insurance Market in Argentina - Highlights of the report:

The insurance industry of Argentina has witnessed a lot of changes in the previous year with the increase in the labour risks insurers lawsuits and improvements in the safety regulations for the customers. Recent changes like the introduction of new General Regulation of the Insurance Activity and the strategic plan for the insurance market (PlaNeS) has increased the insurance industry gross premium in the country.

A new administration that focuses on the economies based on markets has set to increase the business activities in the industry reforming the existing policies and trends in the former Argentine Superintendence of Insurance (SSN) governed management. The new changes will strengthen the insurance and reinsurance activities in the country eliminating the existing allegedly partisan policies.

The SSN is the regulatory body that governs the insurance industry of Argentina and other legislative authorities that regulate the insurance companies include Public Registry of Commerce, Federal Public Income Administration, Consumer protection authorities, Superintendence of Labour Risks, and Financial Information Unit.

Both Life and Non-life insurance segments are rapidly growing in the market of Argentina, where the non-life insurance alone is expected to reach close to $9 billion by 2025.

List of Companies mentioned in the report:

    • Estrella Retiro
    • MetLife Seg de Vida
    • Caja de Seguros
    • Cardif Seguros
    • Galicia Seguros
    • Sancor
    • Nacion Seguros 
    • Prevention ART

Scope of the report:

    • The overview of insurance industry market and comprehensive analysis of the market drivers
    • It provides conventional and contemporary information about insurance market and predictions till 2022
    • It details the emerging technologies and various distribution channels adopted by insurers to improve the customer base and their economic, regional and business impact on the overall industry
    • Opportunities presented by Insurtech startups to the insurers, investment in Insurtech companies and key trends to watch in Insurtech market
    • Detailed information about existing market leaders, their strategies and government policies driving insurance market

Key Questions answered by the report:

    • What is the penetration rate of life and non-life insurance business segments; and the futuristic overview?
    • Who are the leading insurers in the market and what strategies they are adopting to maintain leadership positions?
    • What are the growth opportunities provided by the alternative distribution channels to the insurance market?
    • How are the emerging technologies and new product launches affecting the local insurers of the country?

Reasons to purchase this report:

    • Enhance the decision-making with the comprehensive information about trends, conventional statistics, and forecast for next five years
    • Understand the competitive landscape in the insurance industry and their marketing strategies
    • Unfold hidden growth opportunities with the use of data about emerging transitions in the market and customer transactional behaviors
    • Broaden the insight about regulatory policies and frameworks that impact insurance industry market

Brazil Insurance Market Analysis Report 2018

Intelligence Type: INDUSTRY INTELLIGENCE Country : Brazil

Report Summary:

researchFOLKS’ ’‘Brazil Insurance Market Analysis” report offers a retrospective analysis of trends and events occurred in the industry in the recent few years with forward looking statements and also a comprehensive view on the impact of growing customer data volume and technology adoption in the industry. The report also provides accurately validated market statistics of both life and non-life segments along with the future projections till 2022. 

Technology, connectivity and internet usage has revolutionized the industry and offering huge growth opportunities for the insurers, which is encouraging them to pursue innovation with data and technology providers in order to improve their capabilities and product offerings. However, this has created evolving risks from cyber threats. In our report, we pinpoint how the insurers are responding to changing technology landscape and addressing cyber related issues in greater detail.

Our report also touches on various innovative distribution channels adopted by insurers, market growth drivers, emerging technologies in the market and industry benchmarking with other peer countries and their relative market positioning for both life and non-life business segments. In addition, the report also touches on regulatory framework, and broader implications of regulatory policy changes on insurance market.

Insurance Market in Brazil - Highlights of the report:

The insurance industry of Brazil is expanding with the growing opportunities on several fronts. Some of the factors that promote the growth of industry are the financial stability of the market that helped the customers and companies to invest more in the insurance products, and the increasing spending capability of Brazilian citizens improving the domestic market. 

The need to protect the assets and provide safe and secure future for their next generations, middle-class people of the county have started displaying interest in insurance products and services, making Brazil as the largest insurance market in Latin America. New entrants, consolidations, mergers and changing customer preferences are increasing the competitive landscape in the insurance industry of Brazil.

Bancassurance is one of the growth driving factors of insurance in Brazil that offers insurance products to the customers through banking interface. The largest insurers in the country are affiliating with the banks to use their extensive network of the distribution channels to reach the potential audience.

Brazil is the first insurance market in the world to offer complete support to the growing dialogue on the recommendations of the Financial Stability Board’s (FSB) Task Force on Climate-related Financial Disclosures (TCFD), which can provide the climate risk transparency like never before.

List of Companies mentioned in the report:

    • Bradesco Vida e Previdencia
    • Itau Vida e Previdencia
    • Brasilprev
    • Santander Seguros
    • P&C insurer Itau Seguros
    • Caixa Vida e Previdencia
    • IRB-Brasil Re
    • Porto Seguro S.A.
    • Liberty Seguros
    • SulAmérica Seguros 
    • Instituto de Resseguros do Brasil

Scope of the report:

    • The overview of insurance industry market and comprehensive analysis of the market drivers
    • It provides conventional and contemporary information about insurance market and predictions till 2022
    • It details the emerging technologies and various distribution channels adopted by insurers to improve the customer base and their economic, regional and business impact on the overall industry
    • Opportunities presented by Insurtech startups to the insurers, investment in Insurtech companies and key trends to watch in Insurtech market
    • Detailed information about existing market leaders, their strategies and government policies driving insurance market

Key Questions answered by the report:

    • What is the penetration rate of life and non-life insurance business segments; and the futuristic overview?
    • Who are the leading insurers in the market and what strategies they are adopting to maintain leadership positions?
    • What are the growth opportunities provided by the alternative distribution channels to the insurance market?
    • How are the emerging technologies and new product launches affecting the local insurers of the country?

Reasons to purchase this report:

    • Enhance the decision-making with the comprehensive information about trends, conventional statistics, and forecast for next five years
    • Understand the competitive landscape in the insurance industry and their marketing strategies
    • Unfold hidden growth opportunities with the use of data about emerging transitions in the market and customer transactional behaviors
    • Broaden the insight about regulatory policies and frameworks that impact insurance industry market

Canada Insurance Market Analysis Report 2018

Intelligence Type: INDUSTRY INTELLIGENCE Country : Canada

Report Summary:

researchFOLKS’ ’‘Canada Insurance Market Analysis” report offers a retrospective analysis of trends and events occurred in the industry in the recent few years with forward looking statements and also a comprehensive view on the impact of growing customer data volume and technology adoption in the industry. The report also provides accurately validated market statistics of both life and non-life segments along with the future projections till 2022. 

Technology, connectivity and internet usage has revolutionized the industry and offering huge growth opportunities for the insurers, which is encouraging them to pursue innovation with data and technology providers in order to improve their capabilities and product offerings. However, this has created evolving risks from cyber threats. In our report, we pinpoint how the insurers are responding to changing technology landscape and addressing cyber related issues in greater detail.

Our report also touches on various innovative distribution channels adopted by insurers, market growth drivers, emerging technologies in the market and industry benchmarking with other peer countries and their relative market positioning for both life and non-life business segments. In addition, the report also touches on regulatory framework, and broader implications of regulatory policy changes on insurance market.

Insurance Market in Canada - Highlights of the report:

The insurance industry of Canada is experiencing the influence of macro dynamics like worldwide economic, political, regulatory, technological, and climatic changes. The general and liability market of the country is steadily increasing and expected to be continuing the same throughout the financial year.

The need and demand for cyber risk insurance among different industries is increasing in the nation with the implementation of cloud services and the transition of existing applications to cloud, increase in the confidential data gathered by the companies, enhanced cyber threats, and other factors.

The small and medium size enterprises have been offered with various innovative products by the insurance companies due to the increasing competitive landscape in the industry. Environmental claims are also increasing in the country, where the coverage does not include any claims for environmental risks resulting in the losses to the customers or companies.

The increasing investment of insurance companies in innovations and the use of data and analytics by underwriters will help in monitoring and managing the capital for emerging risks in the industry.  The changing innovative dynamics will help the insurers in increasing the efficiency of managing the risks and other transfer solutions.

List of Companies mentioned in the report:

    • The Co-operators
    • Economical Insurance
    • Empire Life
    • Federated Insurance Company of Canada
    • GMS Insurance
    • Green Shield Canada
    • Aviva Canada
    • The Great-West Life Assurance Company
    • Insurance Corporation of British Columbia
    • Intact Insurance Company of Canada
    • Manulife Financial
    • SSQ Financial Group
    • Wawanesa Insurance

Scope of the report:

    • The overview of insurance industry market and comprehensive analysis of the market drivers
    • It provides conventional and contemporary information about insurance market and predictions till 2022
    • It details the emerging technologies and various distribution channels adopted by insurers to improve the customer base and their economic, regional and business impact on the overall industry
    • Opportunities presented by Insurtech startups to the insurers, investment in Insurtech companies and key trends to watch in Insurtech market
    • Detailed information about existing market leaders, their strategies and government policies driving insurance market

Key Questions answered by the report:

    • What is the penetration rate of life and non-life insurance business segments; and the futuristic overview?
    • Who are the leading insurers in the market and what strategies they are adopting to maintain leadership positions?
    • What are the growth opportunities provided by the alternative distribution channels to the insurance market?
    • How are the emerging technologies and new product launches affecting the local insurers of the country?

Reasons to purchase this report:

    • Enhance the decision-making with the comprehensive information about trends, conventional statistics, and forecast for next five years
    • Understand the competitive landscape in the insurance industry and their marketing strategies
    • Unfold hidden growth opportunities with the use of data about emerging transitions in the market and customer transactional behaviors
    • Broaden the insight about regulatory policies and frameworks that impact insurance industry market

Chile Insurance Market Analysis Report 2018

Intelligence Type: INDUSTRY INTELLIGENCE Country : Chile

Report Summary:

researchFOLKS’ ’‘Chile Insurance Market Analysis” report offers a retrospective analysis of trends and events occurred in the industry in the recent few years with forward looking statements and also a comprehensive view on the impact of growing customer data volume and technology adoption in the industry. The report also provides accurately validated market statistics of both life and non-life segments along with the future projections till 2022. 

Technology, connectivity and internet usage has revolutionized the industry and offering huge growth opportunities for the insurers, which is encouraging them to pursue innovation with data and technology providers in order to improve their capabilities and product offerings. However, this has created evolving risks from cyber threats. In our report, we pinpoint how the insurers are responding to changing technology landscape and addressing cyber related issues in greater detail.

Our report also touches on various innovative distribution channels adopted by insurers, market growth drivers, emerging technologies in the market and industry benchmarking with other peer countries and their relative market positioning for both life and non-life business segments. In addition, the report also touches on regulatory framework, and broader implications of regulatory policy changes on insurance market.

Insurance Market in Chile - Highlights of the report:

The substitution of current insurance regulator, SVS (Superintendencia de Valores y Seguros) with the Financial Markets Commission (CMF) due to the implementation of the government's Law No 21,000 tends to change the dynamics of insurance industry in Chile. This law will also create new opportunities for insurers to develop innovative products and client solutions.

The Superintendencia de Valores y Seguros (SVS) implemented new measures for life insurance providers and agents regarding the investment-linked insurance policies and their marketing through circular number 2180.  According to the new policies, a new code of commerce has come into existence restricting the insurance providers to charge the customers for surrender or full redemption on policies.

The highest penetration of insurance industry of Chile in Latin America allowed the insurers to implement innovative products that can help to solve many issues prevalent in the country. The amount allocated by each citizen for purchasing the insurance product has almost increased by three times. Additional benefits like tax rebates for the individuals investing in life insurance policies also promoted the insurance industry in Chile.

List of Companies mentioned in the report:

    • Banmédica
    • Consorcio
    • CorpVida
    • BICE Vida
    • BCI non-life insurance
    • Penta Security
    • Asegurardora Magallanes
    • MetLife
    • Chilena Consolidada
    • RSA Seguros
    • Liberty 
    • Mapfre

Scope of the report:

    • The overview of insurance industry market and comprehensive analysis of the market drivers
    • It provides conventional and contemporary information about insurance market and predictions till 2022
    • It details the emerging technologies and various distribution channels adopted by insurers to improve the customer base and their economic, regional and business impact on the overall industry
    • Opportunities presented by Insurtech startups to the insurers, investment in Insurtech companies and key trends to watch in Insurtech market
    • Detailed information about existing market leaders, their strategies and government policies driving insurance market

Key Questions answered by the report:

    • What is the penetration rate of life and non-life insurance business segments; and the futuristic overview?
    • Who are the leading insurers in the market and what strategies they are adopting to maintain leadership positions?
    • What are the growth opportunities provided by the alternative distribution channels to the insurance market?
    • How are the emerging technologies and new product launches affecting the local insurers of the country?

Reasons to purchase this report:

    • Enhance the decision-making with the comprehensive information about trends, conventional statistics, and forecast for next five years
    • Understand the competitive landscape in the insurance industry and their marketing strategies
    • Unfold hidden growth opportunities with the use of data about emerging transitions in the market and customer transactional behaviors
    • Broaden the insight about regulatory policies and frameworks that impact insurance industry market

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